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Terms & Conditions

Effective Date: February 2026

These Terms and Conditions govern your use of the TIMES8 website at times8.co and any participation in TIMES8 mentorship services. By accessing the website, submitting a form, booking a session, purchasing a program, or using any TIMES8 content or materials, you agree to these Terms and Conditions.

Services Provided

TIMES8 provides educational mentorship focused on financial sovereignty and career and leadership development. All services, materials, frameworks, and discussions are educational in nature. TIMES8 is not licensed to provide financial, investment, legal, or tax advice, and nothing offered should be interpreted as such.

Eligibility

By using this website or enrolling in any TIMES8 mentorship, you confirm that you are at least 18 years old and legally capable of entering a binding agreement.

Purchases, Access, and Delivery

Program details, pricing, and inclusions are described on the relevant website pages or purchase interfaces. Delivery of services may include digital materials, live or recorded sessions, written guidance, messages, or other resources depending on the mentorship format selected. You are responsible for ensuring access to the required technology and internet connection.

Scheduling and Participation

If your mentorship includes live sessions, scheduling is handled through the designated booking system. Missed sessions may be considered completed unless otherwise stated at the time of booking. TIMES8 reserves the right to reschedule sessions when necessary and will provide reasonable notice when possible.

Payments and Refunds

Payments are due in full at the time of purchase unless otherwise agreed in writing. Due to the nature of digital mentorship, intellectual property, and immediate access to content, purchases are generally nonrefundable except where applicable law provides otherwise. Any refund exception is at the sole discretion of TIMES8 and must be requested in writing through the contact details provided on the website. Initiating a chargeback or payment dispute may result in suspension of access to mentorship services and materials while the matter is reviewed.

Intellectual Property

All TIMES8 content, materials, frameworks, methods, trademarks, and branding, including The Leeway Method™ and The Lumena Method™, are the exclusive property of TIMES8. You are granted a limited, personal, nontransferable license to access and use the materials for your own development. You may not copy, reproduce, record, share, publish, resell, distribute, or create derivative works from any TIMES8 materials without prior written consent.

Acceptable Use and Termination

You agree to use the website and mentorship services in a lawful, respectful, and ethical manner. TIMES8 reserves the right to suspend or terminate access to services or materials if you violate these Terms and Conditions, misuse content, or engage in disruptive, abusive, or harmful behavior. Termination for cause does not entitle you to a refund except where applicable law requires otherwise.

No Guarantees

TIMES8 does not guarantee financial results, earnings, investment performance, career outcomes, or any specific results. Outcomes depend on individual circumstances, decisions, and external factors beyond TIMES8’s control.

Limitation of Liability

To the maximum extent permitted by law, TIMES8 shall not be liable for any indirect, incidental, consequential, special, or punitive damages, including loss of profits, revenue, data, goodwill, or business opportunities arising from your use of the website or services. To the extent liability cannot be excluded, TIMES8’s total liability for any claim shall not exceed the amount paid by you for the specific service giving rise to the claim.

Third Party Services

TIMES8 may use third party services such as scheduling tools, email platforms, analytics providers, or payment processors. TIMES8 is not responsible for interruptions, delays, errors, or failures caused by third party services.

Governing Law

These Terms and Conditions are governed by applicable laws of the United States, without regard to conflict of law principles. Nothing in these Terms and Conditions limits any rights you may have under applicable local consumer protection laws.

Modifications

TIMES8 may update these Terms and Conditions from time to time. Updates will be published on this page with a revised effective date. Continued use of the website or services after an update constitutes acceptance of the revised Terms and Conditions.

Severability and Entire Agreement

If any provision of these Terms and Conditions is found unenforceable, the remaining provisions shall remain in full force and effect. These Terms and Conditions, together with the Privacy Policy and any terms presented at the time of purchase, constitute the entire agreement between you and TIMES8 regarding use of the website and services.